Subservicing

Image that says Making smiles, every step of the way

MSR investing is complex‭;‬‭ ‬it is critical to have an experienced servicing partner‭.‬

TWO‭ ‬is a publicly-traded company with over‭ $‬200‭ ‬billion UPB of MSR through our subsidiary‭, ‬TH MSR Holdings LLC‭. ‬Since 2013‭, ‬we’ve brought institutional-grade processes‭, ‬compliance‭, ‬and oversight to MSR investing‭.‬

RoundPoint‭, ‬a TWO company‭, ‬is a leading non-bank mortgage servicing company‭. ‬Founded in 2007‭ ‬and acquired by TWO in 2023‭, ‬RoundPoint is known for providing trusted and comprehensive mortgage solutions‭.‬

The TWO/RoundPoint Advantage

01

A single standard

We maximize the customer’s experience by providing the same standard of care to our MSR clients as our own MSR.

02

Experience and expertise

We have broad experience and expertise developed from lessons learned working on our oversight of 8 subservicers.

03

Institutional-quality standards

We are experienced public company professionals with the highest standards.

04

Well-capitalized

We are well-capitalized to withstand today’s evolving risks and to invest in the servicing infrastructure.

05

Subservicing by MSR investors

We know how to unlock the full array of cashflows that the MSR asset offers.

06

Recapture+

We provide MSR recapture plus additional cashflows proportionate to prepayment speeds.

07

Borrower first mentality

We focus on delivering an exceptional customer experience to each and every customer.

08

For the long-term

We are long-term MSR investors; it is our business, not a trade.